Estimated recovery period is typically 9–12 months, but may vary according to case complexity and third-party response times.
Fill out our short form and find out the funds you are due within 24 hours.
Review the terms of our contract and ask any questions.
Get a certified copy of your deed notarized from the county recorder.
We do a forensic audit of your total loan history.
We process dozens of legal documents communicating with multiple agencies on your behalf
We distribute your funds based off of the contract timeline.
No matter how you paid it off (sale, refinance, or even foreclosure), find out if you have unclaimed equity.
Answer: The program helps homeowners who have paid off their mortgage (through sale, refinance, or foreclosure) recover funds if their mortgage note was improperly traded or securitized after payoff. We use forensic audits, CUSIP tracking, and we use lawful practices to initiate administrative filings to identify and recover funds that may belong to you.
Answer: To qualify, you must have paid off a conventional, FHA, or VA mortgage within the past 29 years. You’ll need to provide: The property address and original note amount. Copies of driver’s licenses and Social Security cards for all parties listed on the note. We will obtain a certified copy of the deed on your behalf and conduct a preliminary review to determine if your loan was securitized and whether recovery is possible.
Answer: On average, homeowners recover 25-30% of the original loan amount. For example, if your original mortgage was 300,000, you could recover approximately 75,000 to $90,000. However, the exact amount depends on factors like the loan type, securitization history, and legal outcomes.
Answer: The funds are typically paid by the trustee, servicer, or investor who profited from the continued trading of your mortgage note after it was paid off. we notify the federal reserve that the funds are due for refund and recovery. We then file the appropriate administrative documents to initiate the transfer of the funds.
Answer: The program involves an upfront fee $995 to reserve your spot, and the balance of $4500 due at the time the next round begins processing. These fees are to cover the cost of forensic audits, and administrative work.
Answer: The process can take 9-12 months on average, depending on the complexity of your data and how quickly the agencies respond. Some cases may resolve faster, while others could take longer if multiple mailing clarifications are required.
Answer: If we determine that your loan was not securitized or traded after payoff, any upfront fees you paid may be refunded (depending on the terms of your agreement). You may also have the option to sponsor another client’s recovery or receive a full refund.
Answer: Once you receive the funds, you can use them however you choose. Many clients reinvest a portion into business ventures, seller financing, or real estate to build long-term wealth. The rest can be used to pay off debt, build an emergency fund, or cover living expenses.
provides information, services, and resources for the individuals interested in the mortgage recovery program.